How to Avoid Debt Relief Scams

In case you’re in deep trouble with credit card debt, you may consider a debt management plan. Debt management involves working with an agency that negotiates directly with your creditors, consolidating all of your debts into a single, lower-cost package. The agency works to lower your interest rate and forgive penalties. The agency does not […]

Debt Reduction – Reasons to Consider Debt Reduction

One of the most important factors in successfully achieving debt reduction is knowing your “why.” It can be something as large as paying off your house down payment or having a dream honeymoon. Setting a big goal and aiming to meet it will keep you motivated and on track. By following a debt reduction plan, […]